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Flood Insurance

Got Flood Insurance?

Why You Need It

Flooding is the most common natural disaster in the country. Floods or flash floods occur in all 50 states, putting every home in the risk, even those not near major water sources, like rivers or lakes. Just one inch of water could potentially cost thousands of dollars to repair.

Flood insurance is designed to protect your property from a loss due to flooding. While a homeowner’s policy may cover an insured property from a loss due to a pipe burst or leakage, water damage that comes from other sources, like a flood, is often excluded. Typical policies won’t provide that flood protection as part of a homeowners’ coverage due to the fact that catastrophic risks created by floods are just too costly and would significantly raise homeowners’ premiums.

This makes it imperative to secure Flood Insurance to protect your home from a potentially devastating loss.

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