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Earthquake Insurance

According to the United States Geological Survey (USGS) nearly 90% of Americans live in a seismically active region. In fact, Florida, Iowa, North Dakota and Wisconsin are the only four states that have not experienced an earthquake from 1975 to 1995. The most active seismic areas run along the West Coast plate boundaries of California, the Pacific Northwest and Alaska.

While there are areas that are more susceptible than others, most of the United States could potentially be at risk to experience property damage due to an earthquake. Unfortunately, you cannot count on your business insurance policy to cover earthquake damage, as it’s not generally included in a standard commercial property policy.

Failing to protect your business by obtaining a solid policy is putting your business at risk and, depending on your location, could very well be a necessary measure.

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