Insurance Blogs

Business interruption insurance for your business in 2020. Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations.
Getting the right auto insurance coverage is not an easy process. That’s the reason why some car owners do not want to purchase one. However, having auto insurance is mandatory in the State of California.
The right amount of life insurance relies upon your very unique situation. When settling on the choice of how much life insurance to purchase, it is important to know your needs.
Crop insurance provides protection against losses due to weather and other perils for more than 100 crops across the country. Though it varies widely by policy and depends largely on the type of crop insured.

The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses.
Product Liability Insurance is a complex exposure and managing your risk can be a major undertaking even if you have access to all the right resources.
Specialized technology insurance is an important part of your business’s thorough technology risks management planning. Businesses today don’t only hold physical assets.
Individuals up to age 26 who are not eligible for group coverage are entitled to coverage on their parents’ plan. This can be a convenient option because all billing and claims are handled by your parents.
Business interruption insurance for your business in 2020. Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations.
For motorcycle riders, the minimum liability limit in California is at least $15,000 per person injured, $30,000 to all persons injured per accident, and $5,000 on property damages. In insurance providers, this is asign as 15/30/5.
A condominium insurance policy is designed specifically to meet your unique homeowner needs. It including coverage for your personal possessions, structural improvements and additional living expenses incurred due to an accident.
Commercial Truck Insurance is an essential coverage for business owners and owner-operators offering commercial trucking services. Your commercial truck insurance premium costs are affected by many factors.
This type of medical malpractice insurance provide protection for those who have a medical exposure for operations that are incidental, but not the major function of their business.
An Umbrella policy is a form of additional liability protection that kicks in after your Business or Commercial Auto Liability protection has been exhausted following a claim. Your Umbrella coverage is distinct from these policies.
Commercial insurance protects businesses against potential losses through unforeseen circumstances. This includes losses arising from things like damage to property or injury to employees.
Insurance for Tech-Startup Business is a type of insurance that protects newly built businesses. Tech Startups is a new company or industry that was formed by enthusiasts and had the intention to provide new technology products.
Although renters insurance is not mandated in the states of California, every renter could also purchase it, for the reason that, best renters insurance could give the tenants an extra layer of protection against unforeseeable losses.
Workers compensation is a state-mandated insurance that provides medical benefits and wage replacement for employees who are injured or become ill “in the course and scope” of their job.
There are certain types of insurance a small business should have in California. From the day an individual starts his own business — he probably knows that he exposes himself to certain kinds of risks.
To educate them about cost-effective means for ensuring the safety and health of work sites. OSHA encourages all businesses to establish safety and health programs, and fix hazards to prevent workplace injuries and illnesses.
Every worker of the business is not responsible for paying the workers’ compensation insurance of their employers. This particular program is just a portion of the employer’s expenses on protecting its business.
Organizations utilize aircraft owned by third-parties for a variety of business-related purposes—from chartering flights for executives to commissioning fly-overs for research. However, when accidents occur involving these aircraft, businesses could unknowingly be at risk for the resulting injuries or property damage.
If your employees use personal vehicles for business use, you could be exposing your business to significant liability risk. Even if your employees have Personal Auto Policies (PAPs) for their personal vehicles. if a serious accident occurs during business use, your employees can sue your business to collect additional damages.