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NEWS Insurance Service, Inc. Blog


Umbrella Insurance Article


Today’s savvy business owner needs to consider the frequency and rising costs of lawsuits and judgments that could potentially be harmful to their business. A devastating liability loss can happen to any business at any time, and a Commercial Umbrella policy protects you in the event that those losses exceed your basic liability coverage.

As a business owner, you know all too well, that one unforeseen event could completely destroy the business that you’ve invested your time and effort to build.

While an Umbrella policy is recommended for individuals, it’s imperative for business.

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other insurance policies.

An Umbrella policy is a form of additional liability protection that kicks in after your Business or Commercial Auto Liability protection has been exhausted following a claim. Your Umbrella coverage is distinct from these policies and it builds onto both of them as a supplementary safeguard. Due to the fact that the underlying policies will pay out first you can usually add coverage very inexpensively, making it well worth the investment.

Depending on the type of business that you operate, you may experience higher limits. For example, businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, and/or significant public exposure may require more substantial coverage.


Car Insurance Article


As a driver, you take on a lot of important responsibilities, many of which even become mindless day after day. Get vehicle from point A to point B, don’t let the gas gauge hit “E”, put on seatbelt. But perhaps the most important responsibility of any driver is protecting yourself, your family and others by owning automobile insurance. Not only is auto insurance legally required by the state, but it can financially protect you, your passengers, and your automobile. Securing coverage you can count on helps to keep this obligation just as effortless….providing a little peace of mind as you get through your hectic schedule.

Don’t forget…..It’s the Law
Many states may require drivers, as well as their automobiles, to be insured. Keeping insured drivers on the road makes it all the more unlikely that you’ll find yourself in an accident with an uninsured driver. The law exists to protect us from unsafe and financially dangerous situations. We’re all accountable for maintaining up-to-date coverage. News Insurance provides you with an array of auto insurance options to keep you on the right side of the law.

Indisputable Protection is Priceless
While the law is….well, the law…..it’s undeniable that the financial, medical and personal protection that comes with sufficient auto insurance coverage is of utmost importance. Key elements like bodily injury, vehicular damage, and theft are all part of the equation when it comes to your comprehensive insurance policy and keeping them secure lends to your serenity and well-being. Auto insurance may be able to help with payment of medical bills, to temporarily replace income (if a person is unable to work as a result of injury from an accident), and to assist in financially repairing or replacing damaged automobiles. Being an uninsured driver, involved in an accident, could very well land you in a financially compromising situation. For these reasons, keeping yourself financially protected by purchasing auto insurance is very important. Customer satisfaction is our #1 priority at News Insurance and we want to be your partner in protection.

Count on Us
Auto insurance should never be an afterthought and while it should be effortless, it should never be mindless. Being a driver holds an incredible amount of responsibility, and while it is up to each individual to make sure that the law is upheld and that their passengers, and others on the road are safe from vehicular harm, News Insurance is there with our superior products and service. In the event of an accident, it is the responsibility of those who are involved to have adequate auto insurance in order to legally and financially protect themselves but it’s our responsibility to be there with the highest level of protection and solutions to give you the peace of mind you need to get through it.


Business Owners Package Article


Is a Business Owners Policy Right For My Business Right Now?
You’ve worked so hard to start your own business, so the undeniable answer is “Yes”. Your business is everything to you and it’s important to keep your #1 asset protected with the right coverage.

Unexpected events could be devastating to your business. A Business Owners Policy (BOP) provides coverage when you need it most.

Finding the insurance that meets the specific needs of your business doesn’t have to be a daunting task. Our team at News Insurance makes it easy. We understand that your business is unique and needs a plan with customized features and benefits.

What is a Business Owners Policy?
A Business Owners Policy is a comprehensive insurance package that combines coverage for major property and liability insurance risks, as well as any additional coverages, that may be optional. Your BOP comes nicely bundled into one convenient package, making it easy on you, the business owner.

What Will My Policy Cover?
A typical comprehensive Business Owner Policy includes: property insurance, business interruption insurance, crime insurance, vehicle coverage, liability insurance and flood insurance. Depending on any additional risks your business might encounter, supplementary components can be added to the original package.

Property Coverage may account for business buildings and their contents, including — but not limited to the following: inventory, office equipment, furniture and computers, equipment leased or rented for business use, and property, currently in your care that belongs to someone else, that is accidentally damaged.

Liability Coverage accounts for damages that you are legally obligated to pay as a result of bodily injury, property damage or personal or advertising injury, up to the policy limits and subject to your deductible.

Coverage can easily be added to a property for such items as special equipment, fine arts, valuable papers and records, and accounts receivable.

Combining protection from all major property and liability risks in one package helps to keep your premiums lower and is generally more cost-effective.

If you operate a small or medium-sized business, you shouldn’t be without a solid, reliable policy. Our business-savvy experts will work with you to design a custom Business Owner Policy that fits the needs of your business to help keep you comfortably protected.


Office Building Insurance


Every office building is susceptible to unpredictable risks such as fire, theft and vandalism or employee injury almost daily. A devastating event can destroy everything you’ve worked hard for in a matter of minutes. Office building insurance can protect your building, property and your employees, thus insuring that your business continues to grow and thrive.

California law requires that all businesses operating in office buildings have insurance to protect against damages to your business income, employees and your property.

Why You Need Office Building Insurance
How would you recover from office theft in which all your computer systems were stolen? What if an employee spilled coffee and destroyed an expensive printer? Or, alternatively, what if a flood in the restroom caused water damage to important files like accounting records or payroll? Are you protected if a client visits your office building and trips over a computer cable and falls?

You owe it to yourself, visitors, contractors and your employees to ensure that your office building, its contents and outside signage are covered in case of an untimely disaster, even if you are only leasing office space. The continuing stability and vitality of your business depends on it.

What Does Office Building Insurance Cover?
A typical office building insurance plan covers General Liabilities, including Medical Coverage, Property Insurance and coverages for theft, both in and outside of your office building. This type of insurance is crucial to your livelihood if your building serves as a location where you have clients visit your office, you have a client’s equipment on your premises or you have staff that work at remote locations.

General Liability Insurance
General liability insurance (also known as commercial liability insurance) protects your business from any claims arising from damage to someone’s property and medical costs stemming from injury to a person while they are on the premises of your office building, including any outside areas, such as walkways or parking lots.

Property Insurance
Property insurance will make certain your building, its contents, outside business signage and any valuable documents are covered under the insurance plan designed for you. It covers replacement of equipment that may have malfunctioned, equipment belonging to employees or contractors you hire, important financial records and even replaces business income up to certain limits.

Theft Insurance
Theft insurance will insure the theft of tangible and intangible items both inside and outside of your office building. This covers physical items like fax machines, computer hardware and software and vehicles; but also intangible items such as your company’s trademark, trade secrets, patents or copyrights.

Have Questions?
Contact us today for more information on how we can tailor an office building insurance plan to meet the dynamic needs of your business. We’ll work with you to determine the best options in coverages and provide you with the most competitive quote to make sure your office building is totally covered.


Importance Of Availing Cheapest Auto Insurance In Los Angeles


The advent of internet has changed a lot of things around the world. It has made a trillion things easier. Earlier people had to wait to deliver bills in the respective offices but now with the click of the mouse they can do it in seconds. Internet has made every social circle small and also made the companies run to compete themselves for every insurance cover like the Cheapest Auto Insurance In Los Angeles, online.

The car owners are safe drivers and feel the need car insurance as illogical as they follow all the safety measures from wearing seat belts to maintaining enough gaps between their car and the one in front as well as breaking well on time while driving. Arguably, if one is driving as well as they is the fear about meeting with an accident should never arise.

But no matter how careful driver is following safety measures not to be immune one from all potential dangers like accidents which are often the result of other people’s mistakes. An accident is never pre-planned and is caused by the indecision of a moment and the expenditures of that mistake are mostly high. To cover all of the bills from one’s own pocket can be costly. In such situations car insurance comes to one’s financial aid saving one a fortune as well as their pride.

Comparing the Car Insurance Quotes in Los Angeles is the best way of getting the right insurance policy for everyone. When one properly uses the quote after comparing and matching it with the quotes of other company car insurance quotes first before locking one so that they can take full advantage of the chosen coverage and pay a relatively lower price for the insurance, i.e., getting the best coverage out at an affordable price.

News Insurance Services, Inc. is the leading agency dedicated to provide the best Online Insurance Quotes in Los Angeles on the right coverage with the right price with trusted input on the personalized service offered to every individual client as well as the competitive share insurance products without favorism for everyone.


Benefits Of Availing Cheapest Home Insurance In Los Angeles


There are certain advantages of having home insurance cover to protect one’s biggest investment against all types of natural calamities. It is essential to avail for any insurance even the Cheapest Home Insurance in Los Angeles. An expensive insurance might be the best but one must keep in mind that there is a chance that the same insurance might become a burden a few years later as the expenses of insurance owner rises with the advent of new arrivals, job lose, etc.

Whatever one’s personal view is in regards of having and not having an insurance it is extremely important to get it even at the most nominal prices covering all the necessary dangerous situations as in the existing global financial crisis that has majority of people struggling financially due to the loss of livelihood and other such difficulties as downsizing.

Many never realize the importance of having the correct insurance for their home and choose the first one put before them rather than Compare Insurance Quotes from hundreds of different companies over the net to avail the cheapest one covering all probable as well as improbable causes. Having the insurance would only help one person in later life to avoid a mishap natural or man-made.

While many beg to differ that feels the need of having the home insurance coverage for a new home but the truth is that they need it. Many are of the opinion that having insurance is a necessary evil that one needs to have avail money in case of a mishap while others, wisely, view it as a must.

News Insurance Services, Inc is the trusted leading Home Insurance Agency in Los Angeles pledge bound to offer the complete package of insurance for different needs including the cheap home benefits covering all the important necessities of insurance while being affordable in nature providing personalized insurance service at reasonable quotes to all.


Easily Compared Auto Insurance In Los Angeles


With the emergence of Internet as a powerful social medium nearly everything has changed. One can now get detailing information about everything within mere seconds of expressing interest about it. Now-a-days getting a quote online about Auto Insurance in Los Angeles is an easy process with fewer hazards.

The car insurance coverage today is based on the needs of a person provided through online service and is the easiest thing to do presenting a few advantages on its own, like getting round the clock online service for the best quotes in vehicle insurance business. Car Insurance Quotes comparing is the best way of getting the right insurance policy for everyone. When one properly uses the quote after comparing and matching it with the quotes of other company car insurance quotes first before locking one so that they can take full advantage of the chosen coverage and pay a relatively lower price for the insurance, i.e., getting the best coverage out at an affordable price.

The car owners are safe drivers and feel the need car insurance as illogical as they follow all the safety measures from wearing seat belts to maintaining enough gaps between their car and the one in front as well as breaking well on time while driving. Arguably, if one is driving as well as they is the fear about meeting with an accident should never arise.

But no matter how careful driver is following safety measures not to be immune one from all potential dangers like accidents which are often the result of other people’s mistakes. An accident is never pre-planned and is caused by the indecision of a moment and the expenditures of that mistake are mostly high. To cover all of the bills from one’s own pocket can be costly. In such situations car insurance comes to one’s financial aid saving one a fortune as well as their pride.

News Insurance Services, Inc. is the trusted leading agency pledge bound to provide the best Online Insurance Quotes in Los Angeles ensuring the right coverage at the right price with personalized service for every individual client along with the competitive share insurance products for without favorism.


Protecting Every Organization With E&O Insurance


An insurance of liability for professional concerns that works to protect companies or individuals against claims made by certain clients or various others angry about the said inadequate work or any negligent actions is the E&O Insurance. More commonly known as Errors and omissions insurance, the pact of the insurance claim covers the court costs as well as any settlements made by the sued company up until the amount specified on the contract that is paid by one before to safeguard one against any such loss.

It is one of the most common place misconceptions that only doctors and lawyers ever need the protection of Errors and Omissions insurance because of the topsy-turvy plane of their career. But the real truth is that each and every industry that supports the livelihood of many should avail the service because anyone anytime can fall under the definite services that are defined in legal terms as the General Liability Business Insurance in Los Angeles so that the insurance can shield the business from the unforeseen.

The critical nature of the Errors and Omissions Insurance as well as the undisclosed future position of every company or shall organization makes it crucial for professionals to ensure that the availability also be well-versed on every solution presented by the errors and omissions insurance to all.

Any insurance cover of general liability insurance is completely different from an E&O Insurance Quote in Los Angeles. Even the most knowledgeable general liability agents don’t usually have the insight to provide the necessary information required to provide the correct method for the errors and omissions coverage.

News Insurance Services, Inc is the leading insurance agency providing personalized insurance service for all the customers at competitive insurance prices offering something to everyone. The company well understands the need for every business to be protected under the cover of E&O insurance. Though the quantity of coverage may differ the basic need does not and the agents of the company understand that and are ready to help all to secure their future all at their budget friendly rates.


Compare Insurance Quotes In Los Angeles To Save More


The advent of Internet has in one hand revolutionized the way to Compare Insurance Quotes in Los Angeles and on the other made life easier for most common men. Trained agents from several companies help one identify and acknowledge their priorities based on certain individual needs. Today getting the right kind of insurance based by simply filling out a simple form online and can take help from the general quotes from several major carriers placed in the online portal.

Almost all the agencies today incorporate the specific needs of the individuals and place smaller and more specialized carriers into their networks to attract more eyes as well as giving the insurance companies the ability to organize and sort through provided information much more quickly making getting the Online Insurance Quotes simple and effective.

Because of this provided help by the internet and the companies ensures that an individual is able to save time as well as money that would have otherwise been spent on searching the perfect insurance cover quotes aiding the needs of separate individual and companies. With the availability of world wide web connection it is, therefore, possible to get several competitive insurance quotes from within the confines of one’s home or their office within the space of a few minutes. Comparison in quotes is ultimately the best way of getting the right insurance policy meeting every criterion for an individual. When properly used in the theoretical world of finance the quote comparison offers one the needed and chosen coverage at much lower price while getting the best insurance cover at a well-defined reasonable amount.

News Insurance Services, Inc. is one of the trusted and leading agencies on Online Insurance Quotes Los Angeles pledge bound to ensure the right coverage at the right price and one-on-one personalized service with competitive insurance products for all.






Contact info
2072 Orchard Drive, Suite A
Newport Beach, CA 92660

Phone :    1-877-700-NEWS(6397)
FAX:          949-554-0250
E-mail: info@newsinsurance.com