Professional & Specialized Liability Insurance Policies

Some businesses need specialized liability policies. They include:

• Errors and Omissions Insurance (E&O)/Professional Liability Insurance
• Employment Practices Liability Insurance (EPLI)
• Directors and Officers Liability Insurance (D&O)
• Medical Malpractice

Errors and Omissions Insurance/Professional Liability Insurance

If your business involves services such as giving advice, making recommendations, designing products, providing physical care or representing the needs of others, you could be sued by customers, clients or patients claiming your failure to perform your job properly had harmed them in some way. Errors and Omissions or Professional Liability Insurance covers these situations.

Employment Practices Liability Insurance

Employment Practices Liability Insurance pays, up to the policy limits, damages for which an employer is legally liable for violating an employee’s civil or other legal rights. It provides for legal defense costs, even where there has been no wrongdoing.

Directors and Officers Liability Insurance

Directors and Officers Liability Insurance protects directors and officers of corporations or organizations if there is a lawsuit claiming they managed the business or organization without proper regard for the rights of others. The policy will pay any judgment for which the insured is legally liable, up to the policy limit.


Medical Mal Practice

Professional liability coverage for physicians, lawyers, and other specialists against suits alleging negligence or errors and omissions that have harmed clients