Property Insurance

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If your business owns the building it occupies, the policy covers that property. If your business rents or leases its premises, the policy provides coverage for tenants' improvements and betterments. Business Personal Property will cover your contents, office equipment and or inventory you have on the premises.

            Your policy will probably include two types of coverage that can be critical to help your business recover after a loss: Business Income and Extra Expense Insurance This coverage will pay ongoing expenses while your business is unable to function after a loss and also helps make up for lost profits.

            Coverage can easily be added to a property for such items as special equipment, fine arts, valuable papers and records, and accounts receivable. Property policies can be written on a mono line policy or it may be combined in a package policy.